Momentum for
your next move.
ACTIVE INVESTMENTS, UAB provides structured financing for businesses that refuse to stand still. We underwrite with discipline, move with intent, and structure facilities that accelerate rather than encumber.
Decision Time
Facility Size
Clarity Score
Financing structured for momentum.
We do not sell products. We engineer capital structures aligned with your cash flow, your growth trajectory, and your tolerance for risk. Every facility is designed for a specific purpose — never a template.
Revolving Credit Facilities
Flexible credit lines from €20,000 to €550,000, designed to smooth seasonal fluctuations and fund day-to-day operations without eroding equity.
Our approach focuses on receivables quality and order book strength — not just balance sheet ratios. The result: faster approvals and limits that grow with you.
Secured Asset Lending
Unlock liquidity from commercial real estate, industrial equipment, or vehicle fleets. Rates from 3.9% APR with terms structured to match the useful life of the asset.
We manage valuation, legal perfection, and disbursement — one point of contact, no coordination burden on your team.
Acquisition & Bridge Facilities
When opportunity demands immediacy, our bridge facilities fund in as little as 5 business days. Purpose-built for property acquisition, M&A, and time-critical refinancing.
Interest is calculated daily, with no early repayment penalties — giving you the flexibility to exit as soon as permanent financing is in place.
What borrowers should know.
Informed borrowers negotiate better outcomes. These are the fundamentals we believe every business should understand before signing.
A 0.5% rate difference on a €250,000 facility over 7 years represents roughly €8,750 in additional interest. Negotiating rate is not optional — it is the highest-return hour you will spend.
61% of SMEs that default on loans cite mismatched repayment schedules — not excessive rates — as the cause. The right structure prevents more failures than the lowest rate ever will.
In competitive acquisition scenarios, buyers with pre-arranged financing close 4× more often than those still seeking capital. Financing readiness is a competitive advantage, not an afterthought.
Four stages. No surprises.
We keep the process deliberately simple. You should know exactly where your application stands at every stage — and what happens next.
Initial Consultation
A 20-minute call to understand your financing need, timeline, and constraints. No commitment, no paperwork yet.
Indicative Terms
Within 24 hours, you receive a written term sheet outlining amount, rate, tenor, and conditions. Clear and complete.
Underwriting
We review financials, collateral, and structure. Most decisions are rendered within 48 hours of receiving complete documentation.
Disbursement
Upon acceptance and completion of legal formalities, funds are released directly to your designated account.
Let's build something.
Send a brief description of your financing requirement. A senior member of our team will respond within one business day — directly, not through a call queue.
Registered Office
S. Daukanto a. 2a-3a
Vilnius, LT-01122
Lithuania
Response Time
Within one business day
Direct line to a decision-maker
Active Investments App
Review terms, track disbursements, and manage repayments from anywhere. Launching soon on the App Store.